New FDIC Insurance Limits

The standard insurance amount of $250,000 per depositor is in effect through
December 31, 2013.
 
On January 1, 2014, the standard insurance amount will return to $100,000 per depositor for all account categories except IRA's and certain other retirement accounts, which will remain at $250,000 per depositor.
 
Transactional Account Guarantee Program

Through December 31, 2010, all non-interest bearing transaction accounts* and IOLTA ( Interest on Lawyers Trust Accounts and equivalent accounts) are fully guaranteed by the FDIC for the entire amount of the account. Coverage under the Transaction Account Guarantee Program is in addition to, and separate from, the coverage available under the FDIC's general deposit rules and refers to all deposits that an account holder may have with Unity Bank.
 
* certain checking with interest ( NOW) accounts, may also be covered.
 
Come in or call 713-387-7400 for details or visit myFDICinsurance.gov for more information.